🛡️ Good to know: optional Cross-Lender Credit Registry
LoanKit includes a
shared credit registry that only ever activates when one of your borrowers
explicitly opts in on their own application form. At that point only their
aggregate payment record (counts of on-time / late, worst days late) is shared — never loan details, borrower personal data, or your business name, in line with
R.A. 10173. You can review the full details inside the app later; nothing is shared today.