Manage borrowers, loans, field collections, member savings, and BIR-ready accounting in one place, with offline mobile apps for your collectors and CI officers. Retire the notebooks and spreadsheets for good.
No credit card required · Free onboarding help · Free data migration · Made in the Philippines 🇵🇭
LoanKit is a cloud-based lending management software designed for Philippine lending companies, cooperatives, and microfinance institutions. It helps lenders manage borrowers, loan products, repayments, penalties, collections, and reports from a single platform.
Whether you run a single-branch lending company, a cooperative with member savings, or a microfinance operation with daily field collectors, LoanKit replaces notebooks, spreadsheets, and disconnected apps with one system your whole team uses: office staff, collectors, credit investigators, and owners.
Borrowers, loans, full payment history, collectors, and expenses: we move your data out of your old software (or even spreadsheets) into LoanKit, reconcile it to the peso, and let your team review everything before you go live. No re-encoding, no lost records, no downtime.
📅 Talk to us about migrating your data
If any of these sound familiar, you're losing time, cash, and sleep you don't need to.
One platform for your office and your field team, online and offline.
One searchable record per borrower: profile, history, savings, standing.
Collector & CI apps work with no signal; GPS-pinned payments and photos.
Due-date and overdue reminders sent automatically, no manual texting.
Built-in double-entry books that balance themselves, BIR-friendly.
Cooperative-style forced savings (CBU) tracked per member.
Every branch's cash and portfolio in one owner dashboard.
A complete online lending experience for your borrowers, fully branded as your business: your app name, your logo, your colours, even your own domain. Online applications, e-signatures, automatic approval and credit scoring, credit lines, a referral & points program, online payments, and a full borrower portal. Powered by our proven lending engine and fully managed by us: hosting, security, backups, and support all included.
We can add these features to your LoanKit workspace, or set you up with a fully separate, white-labelled app. Your data stays yours; we run everything behind the scenes.
🚀 See our Online Lending App →LoanKit handles the lending. CoopKit adds everything that makes you a cooperative: the membership register, share capital with subscribed and paid-up tracked separately, capital build-up collected with every loan payment, and the year-end allocation of net surplus under Article 86 of RA 9520, with accounts and statements laid out the way the CDA expects.
Same lending engine underneath, so your loans, collections and share capital sit in one ledger instead of two sets of books.
🤝 See CoopKit →
Pick a plan, name your workspace, and you're live in 2 minutes. Set up your loan products (rate, term, fees, savings) or use our PH-lending starter template.
Invite staff (with per-branch access if needed). Add borrowers manually, or share your branded /apply URL so they self-submit with a selfie + ID photo.
Approve applications, release loans (with auto-generated schedule), and your collectors hit the field with the mobile app: GPS-pinned payments, photo receipts, works offline.
Owners see NPL aging, collection rates, and branch performance in real-time. Books stay balanced automatically. Members check their balance in their phone, fewer office calls.
Every lending business runs differently: your products, your terms, your workflow, your forms. We don't force you into a rigid template. We start from what you already do, then shape LoanKit to fit it: custom loan products, your own application form, your rules for approval and penalties, and features added as you grow.
Have a request that isn't in the system yet? Tell us. We build to real client needs, and many of the features here started as a single lender asking for them.
Talk to us about your setup →Start free. Upgrade when you're ready. Cancel anytime, your data stays yours.
All plans include a 14-day free trial. No credit card required. Toggle Monthly / Yearly to see the 10% annual discount. Pay via QR Ph, bank transfer, or credit card. Cancel any time with one click, your data exports as CSV.
LoanKit was built for people who run lending operations in the Philippines. Lenders who got tired of forcing foreign software to fit local practice, paying foreign prices, or drowning in notebooks and Excel spreadsheets.
So we built the system lenders wished existed: mobile apps for field staff, real accounting, member savings like a cooperative, semi-monthly schedules, and pricing that small lenders can actually afford. Now lenders across the country run it every day.
Shaped by real daily use. LoanKit is refined together with lending operations that use it every day across the Philippines, so the workflows, reports, and mobile apps come from actual field practice, not guesswork.
Yes, your data is private and fully isolated. Every lender's records are walled off from every other business on the platform. It's cloud-hosted with automatic nightly backups, you can export to CSV anytime, and we handle borrower data in line with the Data Privacy Act (R.A. 10173).
Yes, import borrowers via CSV, and we help set up loan products and opening balances during onboarding. Migration is free.
Yes, the Collector and CI Officer apps work offline; payments, receipts, and photos sync automatically once signal returns.
Affordable PHP plans from ₱499/month with a 14-day free trial and no credit card required. See pricing.
LoanKit is built by Ascendryx. Whatever your business needs next (building it, storing it, or giving back), there's a team here for you.
Need a custom system, mobile app, or website for your business? Ascendryx is the team behind LoanKit. They design and build software, apps, and websites, and help businesses grow online. If you can imagine it, they're the ones to build it.
Visit Ascendryx →
Need secure storage for your business files? ScenDrive is private cloud storage you can trust: Philippine-hosted, military-grade encryption, and peso billing. Perfect for lenders keeping borrower documents safe and organized.
Explore ScenDrive →
Want to help fellow Filipinos in need? UniVera is a welfare community where members support one another through life's hardest moments. Join, or partner with us, and be part of giving back to the less privileged.
Learn about UniVera →