Manage borrowers, loans, field collections, member savings, and BIR-ready accounting in one place — with offline mobile apps for your collectors and CI officers. Retire the notebooks and spreadsheets for good.
No credit card required · Free onboarding help · Made in the Philippines 🇵🇭
If any of these sound familiar, you're losing time, cash, and sleep you don't need to.
LoanKit isn't just a digital ledger — it's built to improve the numbers that matter.
Replace spreadsheets, paper forms, and notebook ledgers with one platform built around the way Philippine lenders actually operate.
Pick a plan, name your workspace, and you're live in 2 minutes. Set up your loan products (rate, term, fees, savings) or use our PH-lending starter template.
Invite staff (with per-branch access if needed). Add borrowers manually, or share your branded /apply URL so they self-submit with a selfie + ID photo.
Approve applications, release loans (with auto-generated schedule), and your collectors hit the field with the mobile app — GPS-pinned payments, photo receipts, works offline.
Owners see NPL aging, collection rates, and branch performance in real-time. Books stay balanced automatically. Members check their balance in their phone — fewer office calls.
One platform that adapts to how you lend — from a single office to a multi-branch network.
SEC-registered lenders running daily, weekly, or monthly loans.
Member savings, forced savings, share capital, and dividends.
Group lending, team-leader collection, high-volume small loans.
Larger tickets with proper accounting and audit trails.
Payroll-deduction schedules, employer batches, fast releases.
Separate cash & staff per branch, owner-level roll-up reports.
Everything you're stitching together by hand, in one system built for lending.
| What you need | Excel / Google Sheets | Manual / notebook | LoanKit |
|---|---|---|---|
| Borrower records | Scattered files | Notebooks & folders | One searchable profile |
| Field collection | Not possible | Paper lists | Offline mobile app, GPS + photo |
| Payment reminders | Manual texting | Manual texting | Automated SMS |
| Accounting | Separate, error-prone | Hand-written | Built-in double-entry, BIR-ready |
| Overdue / NPL tracking | Manual formulas | By memory | Live aging dashboard |
| Multi-branch | Many messy files | Nearly impossible | Built-in, rolled-up reports |
| Audit trail | None | None | Every action logged |
| Data safety | One laptop | One notebook | Cloud + nightly backups |
Start free. Upgrade when you're ready. Cancel anytime — your data stays yours.
All plans include a 14-day free trial. No credit card required. Toggle Monthly / Yearly to see the 10% annual discount. Pay via QR Ph, bank transfer, or credit card. Cancel any time with one click — your data exports as CSV.
LoanKit was built by people who actually run lending operations in the Philippines — who got tired of forcing foreign software to fit local practice, paying foreign prices, or drowning in notebooks and Excel spreadsheets.
So we built the system we wished existed: mobile apps for field staff, real accounting, member savings like a cooperative, semi-monthly schedules, and pricing that small lenders can actually afford. Now we share it with lenders across the country.
We use what we sell. LoanKit runs our own lending operation every day — so the workflows, reports, and mobile apps are shaped by real daily use, not guesswork.
Yes. Each lender's data is fully isolated from every other tenant, hosted in the cloud with automatic nightly backups, and you can export everything to CSV anytime. We handle borrower data in line with the Philippines' Data Privacy Act (R.A. 10173).
Yes. You can import borrowers via CSV, and we'll help you get set up during onboarding — including loan products and opening balances — so you're not starting from a blank screen.
Yes. The Collector and CI Officer apps work offline in the field — payments, receipts, and photos are saved on the device and sync automatically once signal returns.
No. LoanKit is fully cloud-based and runs in any browser — nothing to install on a server. The mobile apps install straight from a link (no app store), and we handle updates and backups for you.
Yes — daily, weekly, semi-monthly and monthly schedules, flat & diminishing interest, forced savings, OR-numbered receipts, GCash/bank/cash payments, and BIR-friendly double-entry accounting. It follows how PH lenders, cooperatives, and MFIs actually operate.
Built in. Each branch has its own cash drawer, collectors, and staff with per-branch access control — and owners get reports that roll up across every branch.
Affordable PHP plans with a 14-day free trial and no credit card required — see the Pricing section above. Toggle Monthly/Yearly for a 10% annual discount. Cancel anytime in one click; your data exports as CSV.
You're always in control. Closing your account gives you a 60-day grace period and a one-click CSV export of all your data. Your records are never held hostage.