LoanKit is a cloud-based loan management system made for Philippine lenders: SEC-registered lending companies, cooperatives, microfinance institutions, and digital lenders. Manage borrowers, loans, daily and weekly collections, penalties, savings, and BIR-friendly accounting in one platform.
In the Philippines, most lenders start with notebooks and Excel. That works until you have hundreds of daily-payment borrowers, several collectors, and more than one branch. Then it breaks down. Payments get missed, penalties are inconsistent, and the owner can't see the real cash position without a manual tally.
LoanKit is designed for exactly this. It handles Philippine lending realities out of the box: daily collections, flat and diminishing interest, forced savings, OR-numbered receipts, cash and GCash payments, and per-branch operations.
Clean records, OR-numbered receipts, a full audit trail, income statements, and portfolio reports, the paperwork and reporting a registered lending company needs, generated automatically.
Member loans and forced savings (Capital Build-Up) in one record, with per-member history and cooperative-style passbooks.
High-volume daily and weekly collections in the field, with a collector app that works offline and syncs when signal returns.
An online application form, a credit-investigation and approval workflow, and a borrower self-service portal, the origination-to-servicing pipeline for lending that starts online.
One platform for the whole loan lifecycle: application to final payment, and the books behind it.
Daily, weekly, semi-monthly, and monthly schedules. Flat or diminishing interest. Fees and savings per product.
Each collector's daily worklist, on-the-spot receipts, GPS, and end-of-day cash verification at the office.
Automatic penalty accrual and a delinquents view so overdue accounts get followed up.
Cooperative-style forced savings tracked next to each member's loans.
Per-branch cash, collectors, and access control, rolled up into one owner dashboard.
Double-entry ledger, income statement, and balance sheet kept current automatically.
Record multi-method payments and show your GCash/Maya/bank QR to borrowers.
Optional payment and due-date reminders by SMS to reduce late payments.
Each lender's data is fully walled off. No other business can see it.
Software that records loans and borrowers, generates each loan's amortization schedule, tracks repayments and penalties, manages collections, and produces reports, one real-time view of the whole portfolio.
Yes: OR-numbered receipts, full audit trail, multi-branch with per-branch access, and income/portfolio reports for compliance and management.
Yes: daily, weekly, semi-monthly, and monthly, with a mobile collector app and end-of-day cash verification.
Yes: forced savings (Capital Build-Up) per member, tracked alongside their loans.
From ₱499/month with a 14-day free trial and no credit card required.
Start free for 14 days. We'll migrate your data and set up your loan products with you.
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