Home β€Ί Online Lending App
Online Lending App (OLA)

Your own Online Lending App: built and managed for you

Give your borrowers a complete online lending experience, fully branded as your business: your app name, your logo, your colours, even your own domain. We build it on our proven lending engine and run everything behind the scenes: hosting, security, backups, and support included.

Your brand, our engine Β· Fully managed Β· Your data stays yours

What your borrowers get

A modern, self-service lending app that carries your name, not ours.

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Online application

Apply from any phone: personal details, address, income, documents, and identity verification, no office visit required.

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Credit line & drawdown

A revolving credit limit instead of a one-off loan. Borrowers draw down anytime, and the limit grows with on-time payments.

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E-signature & verification

Borrowers e-sign the loan agreement and confirm with a one-time email code, with location and live-photo capture during the application.

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Online payments

Pay via GCash, Maya, and QRPh straight from the portal, with balances and schedules updating instantly.

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Referral & points

Every borrower gets a referral link and earns points for successful referrals, withdrawable to bank or e-wallet.

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Borrower portal

A passwordless (email-OTP) portal to track loans, credit limit, payments, savings, and support, all under your brand.

What you get as the lender

A full back office plus the automation that makes online lending scale.

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Automatic approval

Automatic credit scoring and rules-based approval or rejection, with borderline cases routed to your team, decisions in minutes, not days.

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Lender & admin console

Applications, credit investigation, approvals, disbursement, collections, delinquency, accounting, reports, investors, staff, and branches.

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Verified disbursement

Borrowers submit their bank/e-wallet with proof of ownership; your team verifies the account before releasing funds.

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Fully your brand

Your logo, colours, app name, custom domain, and official support email, throughout the borrower app and the emails it sends.

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Dedicated & secure

A dedicated, isolated database, SSL/encryption, role-based access, a full audit log, automated daily backups, and uptime monitoring.

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Fully managed

We handle hosting, maintenance, and updates, and help you connect SMS, verification, and payment providers.

How it works

1️⃣

Scoping call

We learn your products, rules, and branding, and recommend the right setup for your size and volume.

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Build & brand

We deploy your app with your brand and domain, configure your loan products and rules, and migrate your existing borrowers and loans.

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Train & go live

We train your team, you review everything, and you go live, typically about 2 to 4 weeks from go-ahead.

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We run it

Hosting, security, backups, updates, and support are ours to manage, so your team can focus on lending.

Two ways to get it

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Add to your LoanKit

Already on LoanKit? We can switch on the online-lending features in your existing workspace, the fastest, most cost-effective path.

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Your own branded app

Prefer a fully separate, white-labelled app on your own domain? We build and manage a dedicated instance just for your business.

Ownership & your data: it's a fully managed service. You get a hosted, licensed, branded app, and all your borrower and business data remains yours and exportable at any time. The underlying software and system access stay with us, which is how we keep every client's environment secure and isolated.

Ready to launch your Online Lending App?

Tell us about your business and we'll email you back to plan your OLA, including options and pricing.

We'll only use your details to reply about your Online Lending App.