LoanKit is built around the real day-to-day of Philippine lending: field collections, daily loans, cooperatives with member savings, penalties, and the SEC/BIR paperwork that comes with it, rather than a generic global tool with a local coat of paint.
Running a lending business is releases, daily or weekly collections, chasing late payers, and month-end reconciliation. LoanKit is designed for exactly that: the messy realities of partial payments, restructures, re-loans with credit limits, overpayments, and cash that has to be collected in the field and turned in at the office.
Everything below is built in: no add-ons, no extra modules to buy.
Collectors carry a mobile app with their daily worklist, record payments with a receipt on the spot, and turn in cash for verification, even offline, syncing when signal returns.
Daily, weekly, semi-monthly and monthly loans; flat or diminishing interest; forced savings / Capital Build-Up for cooperatives; penalties by your own rules.
Owners see portfolio, collections, and cash across every branch instantly. No waiting for a manual report at month-end.
Every release and payment posts to a double-entry ledger, so your income statement and balance sheet stay current and BIR-ready.
Overdue accounts are flagged automatically, penalties accrue on your terms, and borrowers can be reminded by SMS before balances pile up.
Each lender's data is fully isolated. No other business on the platform can ever see your borrowers or loans.
Fully cloud-based; runs in any browser and installs as apps for collectors, investigators, officers, and borrowers. Automatic backups.
We help you migrate your existing borrowers and set up your loan products during onboarding (free) so you're live quickly.
From a borrower's first application to the final payment and the books behind it, LoanKit keeps everything in one place:
It works across desktop and mobile, installs to a phone's home screen without an app store, and keeps every action in an audit trail, so onboarding a new collector or cashier takes minutes, not days.
LoanKit is built specifically for Philippine lending operations (field collections, daily loans, cooperative savings, penalties, and BIR-friendly double-entry accounting) rather than a generic, globally-oriented tool. It handles the real-world details of how Filipino lenders collect and lend.
SEC-registered lending companies, cooperatives, microfinance institutions, and online/multi-branch lenders, anyone who releases loans and needs clean records, faster collections, and real-time numbers.
Plans start at ₱499/month with a 14-day free trial and no credit card required. Pricing scales by staff, branches, and active borrowers.
Yes. Migrating your borrowers and loans from spreadsheets or another system is free during onboarding, and we help set up your loan products so you're live quickly.
Yes. The collector, credit-investigator, and loan-officer apps work offline and sync when signal returns, and install to a phone's home screen without an app store.
Start free for 14 days. We'll help you migrate your data and set up your loan products.
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